How Spindle Plans To Transform Asset Management Using Smart Contracts & Crypto

Spindle plans to transform the billion industry of digital currency asset management through its innovative new platform.

Spindle are funding the platform through a public crowdsale. Read on to find our Q & A on what you need to know before participating.

What is the Spindle platform?

Spindle a platform which enables investors to invest directly with digital currency managers. In the future it will be possible to use the Spindle platform to invest in startups as well.

What problems is Spindle aiming to solve?

In terms of financial investing Spindle wants to remove the lack of transparency in the investing process and the ease with which asset managers can falsify their historical performance. In terms of crypto investing it wants to eliminate inhibitions on trading due to excessive regulation and consumer protections.

How does Spindle create greater transparency?

Spindle delivers greater transparency by recording the historical performance of the digital currency asset managers on the blockchain. This enables any investor to inspect a record of performance which can’t be falsified. Investments made through the platform are enabled with smart contracts creating immediacy and a verifiable record.

What is the token name being offered?

The token being offered in the SPD token.

What type of token is SPD?

SPD is an Ethereum ERC-20 token.

When does the crowdsale begin and end?

The crowdsale begins on the 9th of May and ends on the 15th of May.

Spindle

Is there a minimum investment amount?

No, there is no minimum for investing.

What is the soft cap for the project?

The soft cap for the project is 60,000 ETH

What is the total amount of SPD tokens?

There will be 10 billion SPD tokens minted.

Is there a presale?

Yes, there will be a presale for SPD tokens.

How many tokens are being offered in the presale?

There will be 2.5 billion SPD tokens offered in the presale.

How many tokens are being offered for sale in the main crowdsale?

There will be 4 billion SPD tokens offered in the main crowdsale.

Where can you find more information about the Spindle crowdsale?

You can find more information about the Spindle crowdsale by visiting:

Spindle website: https://spindle.zone

Spindle white paper: https://spindle.zone/spindlewp_2.0_en.pdf?2

Spindle Twitter: https://twitter.com/spindlezone

Spindle Facebook: https://www.facebook.com/spindlespd/

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How EMMARES Plans To Transform Email Marketing Using Crypto

In 2015 the number of emails being sent each day was estimated at 205 billion.

Just two years later that number has grown to 269 billion.

The reason for the growth of sending email?

Sending an email is easy, inexpensive and fast.

The problem is that the ease of sending email has lead to the proliferation of highly untargeted, low quality emails.

Its an industry that is ripe for change. Enter Emmares.

EMMARES in a nutshell

Emmares is to connect marketers of high quality email content with recipients who want to receive it. They are using blockchain technogloy to encourage marketers to produce better quality email.

The benefit for email marketers is that they are able to get their marketing messages in front of targeted customers who will actually be interested in the content that is being sent. This can help them to expand the reach of their email marketing and achieve higher return on their marketing spend.

To do this email marketers invest into a reward pool. This pool will be used to provide rewards to the email recipients who will be evaluating their emails.

On the side is the email recipients. They will evaluate the quality of the emails that marketers send. In return for doing this they receive rewards in the form of tokens from the reward pool.

The Role of EMA Tokens

EMA tokens are a native, cryptographic token for the Emmares ecosystem. Recipients who evaluate content will be rewarded with EMA tokens.

These EMA tokens can be exchange both back and forth to ETH on the DEX exchange.

In total 500 million EMA tokens will be created.

Emmares ICO

EMA Crowdsale

EMA tokens are being distributed in a crowdsale. 51% of the total supply of EMA tokens will be distributed during this crowd sale.

The crowd sale is planned for Q2 of 2018. You can learn more about the EMA crowd sale by visiting:

EMMARES Website: https://emmares.io/

EMMARES Facebook: https://www.facebook.com/emmares.io/

EMMARES Twitter: https://twitter.com/emmares_io

EMMARES LinkedIn: https://www.linkedin.com/company/emmaresio/

EMMARES Whitepaper: https://emmares.io/whitepaper.pdf

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How Streamity Provides Safe P2P Cryptocurrency To Fiat Exchanges

Exchanging funds into cryptocurrency isn’t always easy. Streamity is delivering a new decentralised application that aims to make it easier.

Through the peer-to-peer StreamDesk platform it aims to provide a distributed database combined with a decentralised application, which will provide a safe, secure and easy way to move cryptocurrency into and out of fiat money.

Of course Streamity isn’t the only way of moving funds into cryptocurrency. But there are some differentiating factors which could give it an edge over its competitors. Here we’ll look at some of the major benefits of StreamDesk.

#1 Smart Contract Architecture

The StreamDesk decentralised application is built upon smart contract architecture. Because of this both buyers and sellers can have certainty over the conditions of the trade as the contract are self executing.

#2 No Or Low Fees In Fiat

Whats more the users will be able to choose the transfer method and generally there will be no fees charged in fiat currency. The charges will only occur in cryptocurrency were they will vary from between 0 to 2%.

#3 Fixed Rates

Users will be able to buy and sell cryptocurrencies at a fixed price. There will be complete transparency about what these prices as the rates are collected automatically from the exchange markets.

#4 Peer to Peer Exchange

Exchanges occur directly between buyers and seller through the StreamDesk. This means that funds won’t be in the hands of StreamDesk. This helps to avoid the problem of a third party being hacked or misusing the funds.

Streamity Token Sale

Streamity Token Sale

Streamity is raising funds for the development, marketing and operation of StreamDesk decentralised application through a token sale. Key points about the token sale include:

Token Symbol: STM
Token Type: ERC20 Standard on Ethereum blockchain
Price of Token: 1 STM = $0.20
Currencies Accepted: ETH, BTC, LTC, USD, ETC, EUR

To find our more about the Streamity token sale:

ZPER Brings Together P2P Lending Companies, Investors & Borrowers Using Blockchain & Smart Contracts

Over the past decade the P2P lending industry has been growing rapidly.

P2P (peer to peer) lending connects those people who want to borrow with the who have capital that they want to lend. By removing third party financial instutitions and enabling borrowers and lenders to directly connect, P2P lending can enable investors to enjoy higher ROI and borrowers to obtain loans on more favorable condidtions.

The P2P lending industry includes a diverse range of companies and platforms. While this diversity is one of its strengths, it can mean that it is difficult for investors to fully diversify their loans.

That’s why in 2017 ten large P2P lending companies in South Korea formed the “Financial Alliance”. This alliance enabled investors a much large pool of loans that they could access. In the process it allowed them to maintain good levels of ROI while further diversifying their loans.

One of the most interesting off shoots from this alliance was the creation of ZPER. ZPER was the brainchild of three of the companies within the Financial Alliance. The idea was to take the learnings from the alliance and take them to a global scale.

This would be made possible through blockchain technology which allowed participants from all over the world to connect to the network. What’s more by implementing smart contracts, both borrowers and investors would benefit from greater transparency and certainity.

Participants in the ZPER Ecoystem

There are six types of participants in the ZPER ecoystem:

Date providers – These are the participants that provide data for the ecosystem. This data is generated both internally and externally with the ZPER ecosystem. The primary purpose of this data will be to evaluate borrowers. Some examples of the type of data used will be bank records, school records and salary certificates.

Borrowers – These the individuals or businesses which apply for loans. Borrowers can take out a loan for a wide range of reasons including housing expenses, living costs or education. Businesses can borrow startup up funds or to expand their business.

NPL Buyer: These are participants who buy up non performing loans. These act as a guarantee for investors within the ZPER ecosystem.

Robo-Advisor Companies – These provide algorithms as a service to evaluate that ZPER ecosystem and providing recommendations on investment products.

P2P Finance Companies – These companies control the overall process of investment. This includes generating the loans, taking care of reimbursements and providing assessments of the borrowers.

Investors – These are the individuals and investor who want to lend out capital in the form of loans in the ZPER ecosystem.

Overview of the ZPER Initial Coin Offering (ICO)

ZPER will be the medium of exchange used through-out the ZPER ecosystem. In total there will be 3.5 billion ZPER tokens created. Of these 2.2 billion ZPER tokens are being offered for distribution in the ZPER ICO. There has been a hard cap set at 45,000 ETH and a soft cap of 5,000 ETH. ETH will be accepted as the payment method for the ICO.

You can read more about ZPER by visiting:

ZPER Website: https://zper.io/

ZPER Whitepaper: https://zper.io/paper/Whitepaper_Eng.pdf

ZPER Facebook: https://www.facebook.com/ZPERplatform/

ZPER Twitter: https://twitter.com/zper_team

ZPER Medium: https://medium.com/@zper

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GN Compass Creates P2P Crypto Lending Platform

As of 2017 there were approximately $14.4 billion credit cards in circulation globally.

The demand for consumer credit is huge. And because of the higher than average returns available, it is one in which many investors are interested.

In the past one of the biggest challenges for investors looking to lend capital within the consumer credit market has been liquidity.

Unlike say investing in stocks, bonds or options the ability to exit an investment outside of the fixed period of the loan is usually challenging.

That may soon change thanks to GN Compass.

GN Compass is a peer to peer lending platform which enables cryptocurrency backed loans.

Using the platform investors are able to lend funds through a pool. These funds will then be lent out at set interest rates which vary depending on the credit profile o the borrower. The principal that is invested into the loan pool is backed by Compass Tokens (GNCT) which are GN Compass native cryptographic token.

Borrowers repay the amount that they have borrowed plus the interest to the lenders. The entire process is recorded on a blockchain providing complete transparency for all of the participants.

How Borrower Pools Work

The interest that investors will be able to make from lending will depend on the amount that a particular pool is backed by GNCT tokens and the credit profile of the borrowers.

Examples:

A+ Rating with 100% GNCT Backed: This pool would provide returns of 3.99 – 4.99%.

B Rating with 80% GNCT Backed: This pool would provide returns of 8.99 – 9.99%.

D Rating with No GNCT Backing: This pool would provide returns of between 15.99 – 16.99%.

As you can see lenders will be able to evaluate the risk that they are willing to take with the loans versus the interest rate that they would like to earn.

GN Compass

Collateral For GNCT Tokens

Because GNCT is backing the principal of the loans that are being made it is important to evaluate the security of the GNCT tokens. Both GN Compass and GNCT are backed by a $140 million collateral bond. The idea behind the bond is to protect against price volatility in the GNCT token.

GNCT Token Sale

GNCT is going to be offered through a token sale. In total 1 billion GNCT tokens are being created. GNCT tokens will be offered at a price of 1 GNCT is equal to $0.30.

Further Reading:

GN Compass Website: https://www.gncompass.com/

GN Compass Whitepaper: https://www.gncompass.com/wp-content/uploads/2018/03/GN-Compass-whitepaper.pdf

GN Compass Bitcointalk ANN: https://bitcointalk.org/index.php?topic=2686381.0

GN Compass Twitter: https://twitter.com/GN_Compass

GN Compass Facebook: https://www.facebook.com/GN-Compass-305175569888932/

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Krosscoin Is Creating A Universal Monetisation Platform For Mobile Apps

It’s estimated that between 90 – 96% of freemium apps make zero revenue.

That’s right – apps that could have taken months of development time almost never make any money for their developers when using the freemium model.

So why do so many developers use the freemium model if it is so unprofitable?

The answer is a lack of choice. There is a huge amount of competition in the mobile app market. Users are reluctant to pay a fee to try an app, even if it is better rated than the competition.

As a consequence developers are forced to offer the app for free to their users and hope that they will pay for premium features.

Soon mobile app developers will have another option.

Krosscoin is a new blockchain startup which is introducing the opportunity for developers to use a consumption based model.

Here we’ll look at exactly what a consumption based model is and what makes it different to the prevailing way of monetising mobile apps.

An Overview Of The Consumption Based Model

A consumption based model provides an alternative to the normal way of monetising an app which is charging a subscription or one off fee or using a freemium model where users pay for premium features.

In a Consumption Based Model users are charged for how much they use the mobile app. Essentially the more engaging or useful the app the more revenue the developer is likely to earn. This provides a direct incentive to the developer to create an app that the user wants to use over the long term.

Krosscoin will have its own cryptocurrency called the KSS token which will be used for payments using this business model. This KSS token is an Ethereum based token using the ERC-20 standard. Because Krosscoin offers its own decentralised token, developers do not need to integrate with any other payment system. The use of cryptocurrency also allows for small ongoing micro payments with extremely small transaction costs. This makes the consumption based model tenable which would be more problematic using a traditional payment system.

Developers integrate their mobile app with the Krosscoin platform via the API. As the mobile app consumer uses the app they are automatically charged using the KSS token as the form of the payment. From the consumers perspective these payments are seamless.

Goals For Krosscoin

Krosscoin have set themselves the ambitious goal of becoming the largest mobile app monetisation app ecosystem in the world. Krisscoin believes that the range of apps that would suitable for this type of monetisation are extremely wide including messaging, lending, trading, social, music, ecommerce and AI.

Krosscoin

KSS Token Offering

20 million of the KSS tokens are being offered in a token sale. This will run from February 28th until April 28th 2018 and is divided into three phases. Funds raised during the token sale will be used for the development, marketing and operations of the Krisscoin platform.

The KSS token is being offered at prices ranging from $0.30 – $0.50 per 1 KSS token, depending on which phase of the token sale the buyer participates in. The earlier on that a buyer participates in the token sale, the larger discount that is offered.

Further reading:

Krosscoin Website: https://www.krosscoin.io/

Krosscoin Whitepaper: https://www.krosscoin.io/wp-content/uploads/2018/03/Krosscoin-New-White-Paper.pdf

Krosscoin Bitcointalk ANN: https://bitcointalk.org/index.php?topic=1975416.msg19671890#msg19671890

Krosscoin Telegram: https://t.me/krosscoin_KSS

Krosscoin Twitter: https://twitter.com/krosscoin_team

Krosscoin Facebook: https://www.facebook.com/krosscoin/

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JoyToken Delivers Innovative Online Gambling Ecosystem Built On The Blockchain

The online gambling market is challenging for smaller games developers.

Developing a hit game can take a long period of time. And when that game is developed there is no certainty that it will be approved by regulators. Even worse, the revenues that developers earn is often small once the big gambling websites take their cur.

For players this means that fun and innovative games may never be made available. It also acts as a throttle on the growth of the online gaming industry.

And development is not the only issue the online gaming industry faces. Players have no way of knowing whether the games that they are playing are fair. They have to trust that they are not being defrauded. Unfortunately there have been many examples which show that this is wishful thinking.

But as they say “in problem, opportunities can be found”.

That’s the thinking of the innovative online gambling startup JoyToken.

JoyToken has looked at each of these problems and created an innovative solution.

If applied successfully it could create a more lucrative environment for developers and a more fair one for players.

Here’s how it works

JoyToken provides a framework which developers can use to create games. This framework uses smart contracts and blockchain technology.

Every event that occurs within the game is transacted using the smart contracts and recorded on the blockchain. This means that players are able to verify that the outcome from the game that they have played is fair.

Developers can leverage the network to make it easier for their games to be approved. Any game that is developed using JoyToken will be legal in the areas that JoyToken operates.

Joy Token

JOY Token Sale

JoyToken is also provided its own payment system using JOY tokens. This will again make it easier for small developers to monetise their games.

JOY tokens are being offered to the public in a token sale which will last from 20th of March to 19 of April 2018. You can find more information about the JOY token sale here:

JoyToken Website: https://joytoken.io/

JoyToken Whitepaper: https://joytoken.io/white-paper.html

JoyToken Bitcointalk: https://bitcointalk.org/index.php?action=profile;u=1343129

JoyToken Twitter: https://twitter.com/JoyToken

JoyToken Facebook:  https://www.facebook.com/JoyToken.io/

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An Overview Of The Synthestech Token Generation Event

Synthestech is an innovative new startup which wants to transform the way the process of transmutation of chemical elements into valuable isotopes and precious metals.

If successfully applied commercially it would offer a much way of transmuting less valuable chemical elements into precious metals. It would also pose much lower environmental dangers than the current high energy process that is being used. The process by which this would be done is called Low Energy Nuclear Reaction (LENR). Here we will look at LENR in a bit more detail and explain how investors can participate in its success through the Synthestech token generation event.

High Energy Nuclear Reactions

One of the most effective methods for the transmutation of chemical elements into precious metals and isotopes is High Energy Nuclear Reactions. This is a technology use by the nuclear industry which splits the atoms. The actual application of this method is uncommon however due to the high cost. In fact costs can range upwards fro $10,000 per gram for a finished product.

Which bring us to Low Energy Nuclear Reactions

A Little Background To Low Energy Nuclear Reactions

Most of the research that was being conducted into LENR was focused on generating energy. The idea of using this same technology for the transmutation for chemical elements was outside the remit of this research.

One of the first successful examples of the application of the technology for chemical transmutation was in 2004 being conducted by the researcher Domenico Cirillo. Cirillo showed that through the transmutation of metal at low energy within a confined plasma of water he was able to obtain osmium, gold and rhenium in microscopic amounts from tungsten.

Synthestech Token Sale

The Synthestech Token Generation Event

The Synthestech Token Generation Event (TGE) will last from March 19th until May 13th 2018. In total up to 18 million STT tokens will be distributed during the TGE. By holding STT tokens the holders will be eligible for 38% of the profits that are made.

You can learn more about the STT TGE by visiting:

Website: https://ico.synthestech.com/

Twitter: https://twitter.com/Synthestech

Facebook : https://www.facebook.com/synthestech

Telegram: https://t.me/synthestech

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Cultural Places Provides The Culture Industry With Cutting Edge Crypto Tools

It estimated that ticketing companies charge on average 12 – 15% of the total ticket price, with some charging up to 30%.

For cultural institutions and event organisers those are vital funds that they missed out on. This is particularly true of many second tier cultural institutions which are often working with very tight budgets.

Cultural Places wants to change this by provided a more cost effective way for cultural institutes and events to offer tickets to their customers.

Using a decentralised platform built on the blockchain Cultural places would provide a ticketing platform which lets these institutions and event organisers keep more of the sales from tickets. At the same time they will be able to offer tickets at less expensive prices by saving on the ticketing company cut.

This is in fact only one of the unique offerings from Cultural Places. Cultural Places is providing a complete ecosystem for the cultural industry.

Along with ticketing, Cultural institutions and organisers will be able to use the platform in order to crowdfund from patrons and other supporters.

Through the Cultural Places apps, they will be able to deliver rich multimedia content to enhance their visitors experience.

Read on to find out more about Cultural Places and their upcoming Initial Coin Offering (ICO).

Cultural Places App

Cultural Places already have an app available through for both iOS and Android. This app provides digital content for their partner cultural organisations. Some of the content includes multimedia guides and audio tours. Other functions include smart mapping and the ability for users to add their favourite sites and receive smart recommendations.

Micro Crowdfunding

What makes the Cultural Places crowdfunding platform unique is that it will enable users to donate while they are walking through an tour. On this tour they can encounter specific projects that need more funding, and then will be offered the opportunity to contribute if they wish to do so.

Team Behind Cultural Places

The team behind the Cultural Places project is the Austrian company OROUNDO Mobile GmBH. OROUNDA works in the field of providing interactive environments for monuments, sights and institutes of cultural importance and delivering multimedia content via mobile devices.

The company was founded in Vienna in 2014 by Patrick Tomelitsch and Klaus Windisch. Over the past three years the company has been working on various projects for art institutions, cultural events and museums. Over the past two years OROUNDA has developed 50 projects in a range of European countries.

Royalty Program

In order to incentivise the cultural community, Cultural Places has a royalty program which will see them receive 1% of all spending. Each of the partner institutions will receive Cultural Coins, the percentage of which will depend on the size of their turnover. The goal of this is to help motive these cultural institutions to actively promote Cultural Places.

Cultural Places

Cultural Coin ICO Key Facts

Type of Token: ERC20 compliant token created on Ethereum blockchain
Total Supply: 1.5 billion Cultural Coins
Number of Tokens Offered in ICO: 60% of total supply
Soft Cap: €2 million
Hard Cap: €19.7 million
Price of Token: Ranges from €0.015 – 0.024 per Cultural Coin

Further Reading:

Cultural Places Website: https://www.culturalplaces.com

Cultural Places Whitepaper: https://www.culturalplaces.com/wp-content/uploads/pdfs/CulturalPlaces_Whitepaper.pdf?x14524

Cultural Places Twitter: https://twitter.com/CPtweetOROUNDO

Cultural Places Facebook: https://www.facebook.com/Cultural.Places/

Cultural Places Bitcointalk ANN: https://bitcointalk.org/index.php?topic=3080625.msg31770713#msg31770713

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Fairgrounds ICO Provides Profit Sharing In Crypto Raffle

Ever dreamed of having a stake in a winning lottery?

Well thanks to a new Ethereum based platform for games of chance called Fairgrounds, that could soon be a real possibility.

Here’s how it works…

Profit Sharing With Fairgrounds Token

Each of the Fairgrounds game has a small but consistent advantage to the house. The funds that are gained from this house advantage will be transferred to a profit sharing contract.

The smart ground then allocates the funds that are collected in the contract to owners of the Fairgrounds Token.

Fairgrounds Token holders will be able to withdraw their profit share any time during the month. If they do not withdraw the funds, then they are rolled over to the next months distribution. All of this can be done through the Fairgrounds website.

Organic Growth Through Referrals

The Fairground platform has a referral system which rewards not only the people who make the referral, but those who are referred as well.

How it works is that users each have their own unique referral link. They can then pass this referral link onto to friends and family. If that person they refers then plays a Fairgrounds game that person receives a 10% bonus.

What’s more the user that made the original referral also receives a 10% bonus. As a consequence there is a strong incentive to refer other players to the network.

Fairgrounds Token Sale

Fairground Tokens are being offered in a token sale from February 7th 2018 to April 11th 2018.

The initial price of the Fairgrounds Token (FGD) will be set at 1 ETH is equal to 10,000 FGD.

Each week the exchange rate falls, so in week two the exchange rate is 1 ETH equals 9,000 FGD. In week three 1 ETH equals 8,000 FGD.

As a consequence there is a strong incentive to contribute to the token sale earlier on. In total 50 million FGD tokens will be made available for sale.

You can participate in the FGD token sale by visiting:

Fairgrounds Website: https://fairgrounds.bet/#/tokensale
Fairgrounds Whitepaper: https://fairgrounds.bet/files/fairgrounds_whitepaper_0.9.5.pdf
Fairgrounds Profit Sharing: https://fairgrounds.bet/#/profit

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