1APayment Wants To Unite All Payment Systems With Crypto

Between January and December of 2017 Bitcoins market cap rose beyond $230 billion. This made it the 19th in the M1 Money Supply, just behind major nations such as Australia, Sweden and Hong Kong and ahead of the financial powerhouse of Luxembourg.

Despite its growth against these traditional, national based fiat currencies, Bitcoin is still relatively poorly integral with the traditional global economy.

1APayment has a vision of developing a system where everyone is able to use cryptocurrencies to make transactions and to pay their everyday bills.

The concept is a platform which serves a point of connection between the traditional fiat currency system and the cryptocurrency markets.

Here we’ll look at how 1APayment plans to provide payments systems and some of the key details of the upcoming 1AP ICO.

Paying Invoices With 1APayment

The beta phase of the billing services is already available. Using this service you can rent a car or pay your phone bills using Bitcoin.

For invoices up to €1500 you can pay the invoice without having to provide verification. Beyond €1500 you will need to provide verification.

How The Billing Service Works

Step #1 Fill in a form with the required payment details.

Step #2 Upload the invoice that is to be paid.

Step #3 Send the Bitcoins for payment to the wallet address which is provided.

1APayment then executes the transfer of funds to pay the bill once three confirmations have occurred.


Background to 1APayment

The head office for the team behind 1APayment is located in Switzerland. Secondary offices are located in New Zealand and Germany. Headquarters for their bank will be located in New Zealand. Because of the international locations in which they operate 1APayment should be able to facilitate 24 hour a day support.

Key Points of the 1AP Coin ICO

* 46,000,000 1AP Coins are being offered during the ICO
* Start date for ICO is 20th March 2018
* Length of ICO is 4 weeks
* ICO is divided into four week phases
* Discounts will be available from 2.5% to 15% depending on which week the 1AP coin is purchased.

More information is available here:

1APayment Website: https://www.1apcoin.com

1APayment Whitepaper: https://www.1apayment.com/my/wp-content/uploads/2018/03/1APayment-Whitepaper-EN_Beta3-8.pdf

1APayment Twitter: https://twitter.com/1apayment

1APayment Facebook:https://www.facebook.com/1APayment/

1APayment Instagram: https://www.instagram.com/1apayment/


A Guide to Knowledge.io: The Knowledge Based Adtech Platform

Knowledge.io is an exciting new ad tech platform which uses the power of the blockchain to incentivise users to share their knowledge. This platform rewards users for offering their knowledge in a specific area and then uses this to enable advertisers to precisely target their marketing messages. Here are four reasons why the Knowledge.io token sale is one you may want to pay close attention to.

#1 Targeting based on knowledge of the user

Knowledge is an advertising platform which is unique amongst its competitors. The majority of advertising platforms target users based on demographic data or their consumption of specific content. Knowledge.io adds another layer which enables targeting based on how much that users knows about that particular topic. This level of knowledge signifies where that particular user sits within the knowledge funnel. Based on this love the advertiser can create advertising messaging which is specific for them.

Example – imagine someone who is purchasing a new computer. Some users may have detailed information about the workings of a computer and will base their buying decision primarily on the hardware specs of the computer. What’s more their knowledge score might indicate that they have the correct level of knowledge to understand the value of those specs. An advertisers could therefore craft and advertising message which appeals specifically to that level of knowledge. Another user might have very limited knowledge about computers. Therefore that user needs a more top level message and may be more responsive to other messaging such as price & branding.

#2 Elimination of fraud

One of the biggest problems facing the online advertising industry is that is fraud. A huge percentage of ad spend is wasted because of fraud and the use of bots. The Knowledge.io platform would help to eliminate this problem in a number of different ways. Firstly, statistical outliers could be easily identified within the Knowledge.io platform. Secondly, any partner that help to use bots in order to earn KNW tokens would be at risk.


#3 Identity verification

Users will have their identity verified when they spend their tokens in the Knowledge.io marketplace. Verification will can also occur when users want to view their token balance or to sell their tokens on an exchange. This will provide another data layer and help to reduce the incidence of fraud on the platform.

#4 Rewards for contributing

Users are directly rewarded for contributing to the the Knowledge.io platform. When a user contributes knowledge they are rewarded with KNW tokens. One of the things that is unique about the Knowledge.io platform is that the tokens are not mined by cryptographic hashing but rather by solving questions. These question the form the basis of the users knowledge score. They can also be minded by using the apps and websites which are associated with the platform.

Overview of the KNW Token Sale

KNW tokens are an ERC-20 compliant token created on the Ethereum blockchain. They will be distributed in a token sale. The key details of the token sale are as follows:

KNW token rate: $1.00 USD in USD, BTC or ETH
Presale dates: January 15th to February 12th 2018
Main sale dates: February 12th to April 8th 2018
Minimum purchase: 200 KNW

Knowledge.io Tokensale: https://tokens.knowledge.io/
Knowledge.io Website: https://knowledge.io
Knowledge.io Whitepaper: https://knowledge.io/whitepaper-download/
Knowledge.io Twitter: https://twitter.com/KNWtoken
Knowledge.io Facebook: https://www.facebook.com/KNWToken/


Bitrace Token Sale: Key Facts To Consider

When hosting a F1 race developed countries enjoy an influx of high spending visitors to the area. This can be a major boon to businesses and government coffers.

Bitrace Investments Ltd is a UK investment company which is looking to develop the concept of a Tunisia Racing F1 City project.

This will include a full sports compound including an F1 racing track and surrounding hotel and recreational unites.

Bitrace investments is also the team behind the Bitrace token sale.

The Bitrace token sale will see the distribution of up to 1 billion BRF tokens. The goal of this token sale is to raise as much as $57,626,400.

BRF tokens purchased during the token sale can be used for a range of different purposes.

In July 2018 the plan is to enable Bitrace token holders to be able to use BRF tokens to rent vehicles. Also made available will be the ability to buy flight tokens using the token from specific tour operators and to buy holiday packages.

In October 2018 Bitrace plans to allow holders of the token to be able to buy timeshare.

Eventually if Bitrace is able to realise their goal of the development of the Tunisia Racing F1 City, products and services from the development can be purchased using BRF tokens.

You can learn more about the Bitrace token sale by visiting:

Bitrace website: https://www.bitrace-token.com
Bitrace white paper: https://www.bitrace-token.com/whitepaper
Bitrace token sale: https://www.bitrace-token.com/token-sales


ODEM ICO Targets Fast Growing Alternative Global Education Market

In 2017 it was estimated that 23 million new students signed up for a new online distance learning course.

The internet has revolutionised the way that people consume educational content and become qualified for their work.

Through the internet students can access high quality course material that used to be available to only the select few.

But, what could be truly revolutionary is when the ability to reach an audience via the internet meets the decentralising power of the blockchain. And imagine if the reach of the internet was combined with type of quality education offered by being taught in-person.

That is the promise of ODEM a new educational marketplace built on the blockchain and enabled through a smart contract payment system.


What Makes ODEM Unique

At first glance ODEM might just seem like another online educational portal. But this is not the case. ODEM classes are on demand, meaning that they are based on the needs on the requirements of students. However classes are actually taught in person. Students are able to select what of training they want, then they are matched with an appropriate local educator.

Integrated Bot Technology

The ODEM platform will include integrated BOT technology. The bot will aggregate & verify the students and educators records. This will include organising assessment tests and providing a rating system. All of the data provided by the bot will be freely accessible through an immutable record on the blockchain.

Overview of the ODEMT Token Sale

ODEMT token will be used on the platform as a means of exchange. Ownership of ODEMT tokens will also give the holder special privileges and discounts.

ODEMT token is being distributed in a token sale between February 17th and March 19th 2018. The ODEMT token will be offered at a price of €0.05 to one ODEMT.

You can learn more about the ODEMT token sale by visiting:

ODEM Website: https://odem.io/
ODEM Whitepaper: https://odem.io/docs/whitepaper/ODEM.IO-Whitepaper.pdf


ARBIDEX Delivers Up To 4% On Each Trade With Automated Arbitrage

Imagine making up to 4% profits without taking any risks.

It sounds too good to be true but a new crypto trading platform called ARBIDEX actually completely automates this profit taking profits for its users.

ARBIDEX is a trading platform which accumulates the combined liquidity from a range of the most popular cryptocurrency trading platforms.

Not only does this provide the ability to take advantage of all the liquidity available on those exchanges from a single trading terminal, it is also what enables automated arbitrage trades.

Using the automated arbitrage tools users can enjoy profits of up to 4% by taking advantage of the different prices of crypto assets on the various exchanges.

Here we’ll look at the ARBIDEX platform in more detail and explain how you can gain premium access by contributing to the ABX token sale.

The Current State Of ARBIDEX

ARBIDEX already has a Minimum Viable Product in place.  You can already trade on Bittrex, Bitfinex, Polionex, WEX and Kraken. In order to trade on these platforms you do not need to have an account with any of these trading platforms. Through the main trading window you’ll be able to see the connected exchanges, a common trading history and the bids and asks for selected cryptocurrency pairs. You will also be able to see all of the cryptocurrency trading pairs that are available.

Benefits Of ABX Token

ABX Token is a native, utility token for the ARBIDEX platform. There are a number of benefits that are enjoyed by holders of the ABX token. Firstly, holders of the ABX token are able to have premium access which enables lower fees on transactions and arbitrage trades. Having ABX token also means that you can increase the arbitrage deposit. ABX token holders are able to vote on new tokens to be listed and the listing fees on ABX are cheaper than with with other payment fees.

Purchasing ABX Tokens

ABX tokens are being made available in a public token sale. In total there will be 17.2 million tokens put on sale at an exchange rate of 1 ABX token is equal to $1 USD.

The ABX token sale will be divided into a presale and main token sale phases. During the presale which will last from December 11th to December 25th 2017, ABX tokens will be offered with a 20% bonus.

The main crowd sale be between January 23rd and February 28th. You can find more information about the ABX token sale by visiting the following websites or searching on social media using these hashtags:

ARBIDEX Website: https://www.arbidex.uk.com/

ARBIDEX Whitepaper: https://www.arbidex.uk.com/assets/wp_en.pdf

ARBIDEX Hashtags:  #arbidex #arbibounty


How TradeBit Is Providing The “Tools” For The Crypto Gold Rush

There is a saying that in the gold rush, those that got rich weren’t the gold miners.

Instead it was the people who sold the “tools” that made the fortunes.

In the 21st century it is difficult to argue that the gold rush is in cryptocurrencies.

But, history looks like it may repeat with the people who are becoming truly wealthy, being those who provide the “tools”.

In this case this is the infrascture like trading platforms.

If you want to be on the side of the “tool sellers” and not the “gold miners” then you might want to take a look at the upcoming ICO for crypto trading platform TradeBit.

TradeBit In A Nutshell

TradeBit is a platform which wants to make it easier to buy, sell and manager cryptocurrencies.

If successfully implemented it would provide a simplified “one stop shop” where you could buy cryptocurrencies, monitor your portfolio, trade between tokens and then move funds back into fiat.

One of the unique features of TradeBit is that it will be mobile first. The TradeBit mobile app is being designed to work with both iOS and Android. The idea is that the app will be just as easy and powerful to use as the desktop application.


Key Benefits Of TradeBit

200 of the top cryptocurrencies – TradeBit will have an exchange which features the top 200 cryptocurrencies in one place. This is something that is not currently available on other exchanges.

Mobile technical analysis – Technical analysis tools definitely exist for crypto-trading when you are using a desktop computer. But, there aren’t the same kind of convenient options when you are trading on a mobile device. This is something that TradeBit would aim to solve with the same high level analytical and trading tools available on the mobile app.

Universal wallet – TradeBit will provide a universal wallet which will enable you to store a wide range of tokens including TradeBit’s own token called TBT, as well as other popular ERC20 tokens and other tokens such as BTC and EOS.

TradeBit Token Sale

TradeBit will have its own native cryptographic token called TBT. This will be used to purchase services on the platform and to trade between users.

TradeBit Website: http://www.tradebit.me
TradeBit Bitcointalk ANN: https://bitcointalk.org/index.php?topic=2724094.0
TradeBit Telegram: https://t.me/TradeBitToken
TradeBit Facebook: https://www.facebook.com/TradeBit-151732135597864/
TradeBit Twitter: https://twitter.com/TradeBitToken
TradeBit LinkedIn: https://www.linkedin.com/company/11400829/

KEYRPTO Aims At $4.5 Trillion Future Of e-Commerce

By 2021 it is predicted the global sales from retail e-commerce will hit $4.5 trillion. That’s up from $1.3 trillion in 2014.

This not only shows how huge the global retail e-commerce is but also how rapidly it is expanding.

Many of those future e-commerce purchases will be conducted in fiat currency, but perhaps even more interesting is the possibility of cryptocurrency driven e-commerce.

Cryptocurrency is in most ways more well suited to the needs of globalised, ecommerce environment. You can use the same cryptocurrency to purchase goods and services in India, the United States, Japan or Germany or anywhere else in the globe.

What’s more conducting e-Commerce transactions in cryptocurrency removes the need for intermediaries. Intermediaries including the bank and credit card processor are involved with every credit card e-Commerce purchase that occurs. Each of these intermediaries charges fees for their services, inflating the costs for the merchant and the consumer.

So, if cryptocurrency is such an ideal solution for e-Commerce then why hasn’t taken off?

There are a number of reasons for this. Firstly, cryptocurrencies are an extremely new industry. While they have captured the public’s attention in 2017, the number of people who own and use cryptocurrency is still relatively small. This number is rapidly growing however.

Perhaps even more problematic are the technical challenges for merchants in accepting cryptocurrency and the fear of fraud or chargebacks.

This means that merchants have for the most part stayed away from offering cryptocurrencies as a payment method.

KEYRPTO is a new e-Commerce, platform which believes it has a solution to these challenges. It is offering 100% buyer protection. It is also offering an easy-to-use shop builder which will enable anyway to setup their own online shop and start accepting cryptocurrency.

KEYRPTO is also helping to solve the concerns of the consumers. KEYRPTO is using escrow and smart contracts to make sure that the merchant only receives payment when the goods or services are safely delivered to the customer.

Keyrpto ICO


KEYRPTO will have its own native token called KYT. KYT is used by merchants in order to register an online store. If they don’t own KYT tokens then they will not be able to sell on the KEYRPTO platform. Setting up this store will cost 50,000 KYT. Merchants will also be able to upgrade the position of their store through the platforms SEO services. Again this will be conducted in KYT tokens

KYT Token can also be used to buy and sell goods and services on the KEYRPTO platform. KEYRPTO will accept a range of popular cryptocurrencies but if KYT is used there will be a 50% reduction off the transaction fees. Consequently there will be a natural incentive to use KYT token, compared to other cryptocurrencies.

Perhaps most interesting for people looking to participate in the KYT token sale is that a percentage of KYT tokens are burned every time that a transaction occurs. The amount of tokens which are burned decreases, as the overall supply falls. This means that there will be a decreasing amount of KYT tokens available as the platform becomes more popular. This should help to cause KYT tokens to rise in value.

The KYT token sale is set for January 2018. Approximately 510 million KYT tokens will be offered, with unsold tokens burned at the end of the token sale. You can find out more by visiting:

Keyrpto Website: http://keyrpto.com/

Keyrpto Whitepaper: http://keyrpto.com/Home/Download

How Savedroid Is Simplifying Crypto Saving

In 2018 the market capitalisation of Bitcoin was more than $171 billion. Popular cryptocurrencies like Ethereum ($106B) and Ripple ($43B), boast equally large numbers.

The massive growth in cryptocurrencies was one of the most talked about business stories in 2017.

Despite this there are many people who would like to save and invest in cryptocurrencies but currently don’t.

Common challenges include the difficulty in moving money into fiat or not knowing how to get started.

Savedroid is a German AI saving and investing platform that wants to help solve these challenges and open up crypto investing to everyone.

Alongside this they are incorporating innovative AI technology which will make this process even easier.

Here’s a look at how savedroid works.

How savedroid works

So we know that savedroid uses an AI algorithm to drive saving and investing recommendations, but let’s break that down into a little more detail, to show how it works.

First the user needs to define their savings goals. These are called “Wishes”.

“Wishes” can be anything but a good example might be to buy a new laptop or to pay for a trip abroad.

Savedroid ico

“Wishes” are things that the user wants but can’t afford immediately.

Next the user chooses an event which will trigger a saving transaction to occur.

For example, a user might want to tie their gym attendance with their saving goal for a holiday. Every time that they go to the gym and workout for 30 minutes, a saving transaction of €3 could be triggered.

Savedroid app can be linked to fitness trackers and so it will be able to trigger this saving event automatically every time that it occurs.

This set of rules and outcomes is called a “smoove”

A “smoove” always operates on an “if then, then that” basis.

In this case the “if then” is going to the gym and working out for 30 minutes.

The “then that” is to save €3.

What’s really smart though, is that the AI learns about the users goals and habits over times.

It then can offer personalised smooves which will help them to use saving and spending habits which will let them reach their wishes faster.

The goal is to make saving not only easier but also more fun.

Savedroid Initial Token Sale (ITS)

Savedroid will be using the SVD token to enable users to buy services on savedroid. The SVD token is being distributed in an Initial Token Sale (ITS). You can learn more about this below:

savedroid website: https://ico.savedroid.com/

savedroid white paper: https://ico.savedroid.com/savedroid-ico-whitepaper.pdf

How Blockchain Recruitment Platform HireMatch Works In 5 Simple Steps

HireMatch is an innovative decentralised job marketplace which is using the power of the blockchain to disrupt the job board market.

Read on to find out exactly how HireMatch work:

#1 Company is looking for a new applicant

The HireMatch process begins with a company who is looking to hire a new employee. The HR manager at that company will decide how much they want to pay for finding that candidate but setting a bounty. For example they might choose to set the bounty at 10,000 HIRE tokens.

#2 Company acquires HIRE tokens

The company looking for a candidate will next need to acquire HIRE tokens. They can do this by either purchasing the HIRE tokens on the HIreMatch website or mobile app. Alternatively they can buy the tokens on a cryptocurrency exchange.

#3 Job listing published

The job listing with the company’s requirements is then published on HireMatch. This is done in the form of a smart contract, which will pay out when certain conditions are met.

#4 Agents receive a notification

Agents who will help to find relevant candidates will now receive a notification. These agents can be humans or applications connected to HireMatch via there API. Agents may use their own personal networks, social media sites and more to find relevant candidates to put forward.

#5 Agents are paid out via smart contract

Agents that contribute to an applicant being selected are paid out via the smart contract. This will be paid out to every agent who plays a role in the applicant being hire.


HIRE Token Sale

As noted above HIRE tokens are integral for setting the bounty. HIRE Tokens are being made available as part of a token sale. In total up to 78 million HIRE tokens are being made available as part of the token sale, with a fund raising goal of forty thousand ETH.

You can find out more about the HIRE token sale by visiting:

HireMatch Website: https://hirematch.io/
HireMatch Tokensale: https://hirematch.io/tokensale.html
HireMatch Whitepaper: https://hirematch.io/docs/hirematch-whitepaper.pdf
HireMatch Bitcointalk ANN: https://bitcointalk.org/index.php?topic=2014698.msg20077199#msg20077199


3 Reasons Why Caviar ICO Could Be A Winner

Real estate and cryptocurrency are two of the hottest investment plays in todays market. So getting exposure to both through a single token sounds like a winning proposition. Caviar token (CAV) is being offered through a token generation event set to last from December 12th 2017 to January 31st 2018. Here we’ll look at why this is one token sale that could be a winner.

#1 Ongoing income

Each quarter 75% of the net quarterly profits minus management fees and operating expenses will be distributed to Caviar token holders. This distribution will be in the form of ETH. This is done by smart contract providing complete transparency.

#2 Reinvestment and buyback

20% of net quarterly profits will be reinvested back in order to drive the growth of the value of the token. A further 5% will be used to buy back Caviar tokens. These tokens will then be burned. This will help to provide liquidity for Caviar token holders looking to sell. It will also decrease the available supply over time which should help to increase price.

#3 Caviar has minimised risk from default

Real estate in the Caviar ecosystem is meant to provide stability and income. Therefore one thing that investors will want to pay close attention to is the possibility of default. Caviar has aimed to minimise the possibility of default and subsequent losses on the loaned capital. To do this borrowers will need to provide a personal guarantee and a first lien position on the real estate asset. If foreclosure eventuates then Caviar will repossess the property. Caviar then has the ability to complete the construction and underwrite the asset. This means that even in the case of default Caviar should be able to complete the project profitably.

Read more about the Caviar ICO by visiting:

Caviar website: https://www.caviar.io/
Caviar white paper: https://s3.amazonaws.com/caviar-presentations/CaviarWhitepaper.pdf