How Streamity Provides Safe P2P Cryptocurrency To Fiat Exchanges

Exchanging funds into cryptocurrency isn’t always easy. Streamity is delivering a new decentralised application that aims to make it easier.

Through the peer-to-peer StreamDesk platform it aims to provide a distributed database combined with a decentralised application, which will provide a safe, secure and easy way to move cryptocurrency into and out of fiat money.

Of course Streamity isn’t the only way of moving funds into cryptocurrency. But there are some differentiating factors which could give it an edge over its competitors. Here we’ll look at some of the major benefits of StreamDesk.

#1 Smart Contract Architecture

The StreamDesk decentralised application is built upon smart contract architecture. Because of this both buyers and sellers can have certainty over the conditions of the trade as the contract are self executing.

#2 No Or Low Fees In Fiat

Whats more the users will be able to choose the transfer method and generally there will be no fees charged in fiat currency. The charges will only occur in cryptocurrency were they will vary from between 0 to 2%.

#3 Fixed Rates

Users will be able to buy and sell cryptocurrencies at a fixed price. There will be complete transparency about what these prices as the rates are collected automatically from the exchange markets.

#4 Peer to Peer Exchange

Exchanges occur directly between buyers and seller through the StreamDesk. This means that funds won’t be in the hands of StreamDesk. This helps to avoid the problem of a third party being hacked or misusing the funds.

Streamity Token Sale

Streamity Token Sale

Streamity is raising funds for the development, marketing and operation of StreamDesk decentralised application through a token sale. Key points about the token sale include:

Token Symbol: STM
Token Type: ERC20 Standard on Ethereum blockchain
Price of Token: 1 STM = $0.20
Currencies Accepted: ETH, BTC, LTC, USD, ETC, EUR

To find our more about the Streamity token sale:

ZPER Brings Together P2P Lending Companies, Investors & Borrowers Using Blockchain & Smart Contracts

Over the past decade the P2P lending industry has been growing rapidly.

P2P (peer to peer) lending connects those people who want to borrow with the who have capital that they want to lend. By removing third party financial instutitions and enabling borrowers and lenders to directly connect, P2P lending can enable investors to enjoy higher ROI and borrowers to obtain loans on more favorable condidtions.

The P2P lending industry includes a diverse range of companies and platforms. While this diversity is one of its strengths, it can mean that it is difficult for investors to fully diversify their loans.

That’s why in 2017 ten large P2P lending companies in South Korea formed the “Financial Alliance”. This alliance enabled investors a much large pool of loans that they could access. In the process it allowed them to maintain good levels of ROI while further diversifying their loans.

One of the most interesting off shoots from this alliance was the creation of ZPER. ZPER was the brainchild of three of the companies within the Financial Alliance. The idea was to take the learnings from the alliance and take them to a global scale.

This would be made possible through blockchain technology which allowed participants from all over the world to connect to the network. What’s more by implementing smart contracts, both borrowers and investors would benefit from greater transparency and certainity.

Participants in the ZPER Ecoystem

There are six types of participants in the ZPER ecoystem:

Date providers – These are the participants that provide data for the ecosystem. This data is generated both internally and externally with the ZPER ecosystem. The primary purpose of this data will be to evaluate borrowers. Some examples of the type of data used will be bank records, school records and salary certificates.

Borrowers – These the individuals or businesses which apply for loans. Borrowers can take out a loan for a wide range of reasons including housing expenses, living costs or education. Businesses can borrow startup up funds or to expand their business.

NPL Buyer: These are participants who buy up non performing loans. These act as a guarantee for investors within the ZPER ecosystem.

Robo-Advisor Companies – These provide algorithms as a service to evaluate that ZPER ecosystem and providing recommendations on investment products.

P2P Finance Companies – These companies control the overall process of investment. This includes generating the loans, taking care of reimbursements and providing assessments of the borrowers.

Investors – These are the individuals and investor who want to lend out capital in the form of loans in the ZPER ecosystem.

Overview of the ZPER Initial Coin Offering (ICO)

ZPER will be the medium of exchange used through-out the ZPER ecosystem. In total there will be 3.5 billion ZPER tokens created. Of these 2.2 billion ZPER tokens are being offered for distribution in the ZPER ICO. There has been a hard cap set at 45,000 ETH and a soft cap of 5,000 ETH. ETH will be accepted as the payment method for the ICO.

You can read more about ZPER by visiting:

ZPER Website: https://zper.io/

ZPER Whitepaper: https://zper.io/paper/Whitepaper_Eng.pdf

ZPER Facebook: https://www.facebook.com/ZPERplatform/

ZPER Twitter: https://twitter.com/zper_team

ZPER Medium: https://medium.com/@zper

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GN Compass Creates P2P Crypto Lending Platform

As of 2017 there were approximately $14.4 billion credit cards in circulation globally.

The demand for consumer credit is huge. And because of the higher than average returns available, it is one in which many investors are interested.

In the past one of the biggest challenges for investors looking to lend capital within the consumer credit market has been liquidity.

Unlike say investing in stocks, bonds or options the ability to exit an investment outside of the fixed period of the loan is usually challenging.

That may soon change thanks to GN Compass.

GN Compass is a peer to peer lending platform which enables cryptocurrency backed loans.

Using the platform investors are able to lend funds through a pool. These funds will then be lent out at set interest rates which vary depending on the credit profile o the borrower. The principal that is invested into the loan pool is backed by Compass Tokens (GNCT) which are GN Compass native cryptographic token.

Borrowers repay the amount that they have borrowed plus the interest to the lenders. The entire process is recorded on a blockchain providing complete transparency for all of the participants.

How Borrower Pools Work

The interest that investors will be able to make from lending will depend on the amount that a particular pool is backed by GNCT tokens and the credit profile of the borrowers.

Examples:

A+ Rating with 100% GNCT Backed: This pool would provide returns of 3.99 – 4.99%.

B Rating with 80% GNCT Backed: This pool would provide returns of 8.99 – 9.99%.

D Rating with No GNCT Backing: This pool would provide returns of between 15.99 – 16.99%.

As you can see lenders will be able to evaluate the risk that they are willing to take with the loans versus the interest rate that they would like to earn.

GN Compass

Collateral For GNCT Tokens

Because GNCT is backing the principal of the loans that are being made it is important to evaluate the security of the GNCT tokens. Both GN Compass and GNCT are backed by a $140 million collateral bond. The idea behind the bond is to protect against price volatility in the GNCT token.

GNCT Token Sale

GNCT is going to be offered through a token sale. In total 1 billion GNCT tokens are being created. GNCT tokens will be offered at a price of 1 GNCT is equal to $0.30.

Further Reading:

GN Compass Website: https://www.gncompass.com/

GN Compass Whitepaper: https://www.gncompass.com/wp-content/uploads/2018/03/GN-Compass-whitepaper.pdf

GN Compass Bitcointalk ANN: https://bitcointalk.org/index.php?topic=2686381.0

GN Compass Twitter: https://twitter.com/GN_Compass

GN Compass Facebook: https://www.facebook.com/GN-Compass-305175569888932/

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Krosscoin Is Creating A Universal Monetisation Platform For Mobile Apps

It’s estimated that between 90 – 96% of freemium apps make zero revenue.

That’s right – apps that could have taken months of development time almost never make any money for their developers when using the freemium model.

So why do so many developers use the freemium model if it is so unprofitable?

The answer is a lack of choice. There is a huge amount of competition in the mobile app market. Users are reluctant to pay a fee to try an app, even if it is better rated than the competition.

As a consequence developers are forced to offer the app for free to their users and hope that they will pay for premium features.

Soon mobile app developers will have another option.

Krosscoin is a new blockchain startup which is introducing the opportunity for developers to use a consumption based model.

Here we’ll look at exactly what a consumption based model is and what makes it different to the prevailing way of monetising mobile apps.

An Overview Of The Consumption Based Model

A consumption based model provides an alternative to the normal way of monetising an app which is charging a subscription or one off fee or using a freemium model where users pay for premium features.

In a Consumption Based Model users are charged for how much they use the mobile app. Essentially the more engaging or useful the app the more revenue the developer is likely to earn. This provides a direct incentive to the developer to create an app that the user wants to use over the long term.

Krosscoin will have its own cryptocurrency called the KSS token which will be used for payments using this business model. This KSS token is an Ethereum based token using the ERC-20 standard. Because Krosscoin offers its own decentralised token, developers do not need to integrate with any other payment system. The use of cryptocurrency also allows for small ongoing micro payments with extremely small transaction costs. This makes the consumption based model tenable which would be more problematic using a traditional payment system.

Developers integrate their mobile app with the Krosscoin platform via the API. As the mobile app consumer uses the app they are automatically charged using the KSS token as the form of the payment. From the consumers perspective these payments are seamless.

Goals For Krosscoin

Krosscoin have set themselves the ambitious goal of becoming the largest mobile app monetisation app ecosystem in the world. Krisscoin believes that the range of apps that would suitable for this type of monetisation are extremely wide including messaging, lending, trading, social, music, ecommerce and AI.

Krosscoin

KSS Token Offering

20 million of the KSS tokens are being offered in a token sale. This will run from February 28th until April 28th 2018 and is divided into three phases. Funds raised during the token sale will be used for the development, marketing and operations of the Krisscoin platform.

The KSS token is being offered at prices ranging from $0.30 – $0.50 per 1 KSS token, depending on which phase of the token sale the buyer participates in. The earlier on that a buyer participates in the token sale, the larger discount that is offered.

Further reading:

Krosscoin Website: https://www.krosscoin.io/

Krosscoin Whitepaper: https://www.krosscoin.io/wp-content/uploads/2018/03/Krosscoin-New-White-Paper.pdf

Krosscoin Bitcointalk ANN: https://bitcointalk.org/index.php?topic=1975416.msg19671890#msg19671890

Krosscoin Telegram: https://t.me/krosscoin_KSS

Krosscoin Twitter: https://twitter.com/krosscoin_team

Krosscoin Facebook: https://www.facebook.com/krosscoin/

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Nollycoin ICO: Transforming The Nollywood Film Industry Using Blockchain Tech

Over the past three decades the African film industry has grown from virtually non-existent to a multi billion industry.

That growth has been driven by an incredibly creative group of filmmakers who make thousands of new films each week.

While successful Nollywood isn’t without its problems. Chief among these are copyright infringement, lack of access to capital, unfair compensation for film professionals and lack of global distribution for the films created.

Blockchain technology could help to change this. Nollycoin is an ambitious new blockchain startup which wants to transform the current paradigm of the Nollywood film industry.

Here’s how the plan to do it…

Goals for the Nollycoin Platform

There are three primary goals that the Nollywood platform aims to achieve. These are as follows:

#1 To create a blockchain which facilitate a peer to peer Content Delivery Platform. On this Platform Nollycoin would be the primary currency.

As part of this blockchain system, Nollywood would provide a smart contract enabled compensation system. Using smart contracts creatives involved with the movie production process would be able to enter contracts without the need for any third party intermediaries.

Through the Content Delivery Platform viewers will be able to purchase individual films to watch using micropayment. Because of the use of smart contracts these payments can be immediately and automatically paid out to everyone who is involved with creating the movie.

#2 Raise funds to acquire exclusive films in order to entice new users to the Nollywood Delivery Platform. This will be supplemented by an effort to get directors to release their upcoming film content exclusively through the Nollywood Delivery Platform.

#3 To create a token which provides value beyond its tradeable valuation..Nollycoin token holders should be entitled to special offers and products. This would include Exclusive Premium Tickets which would enable the users to watch films through the platform and through partner movie theatres.

Nollycoin

Nollycoin Content Platform Fixes For The Nollywood Film Industry

Using smart contracts would help to fix one of the biggest problems for the Nollywood film industry. Namely unfair compensation for those that are involved. Smart contracts would automatically allocated revenue as it is generated to those that are involved with the project. Using the blockchain viewers are able to make micropayments for the films that they are watching. The smart contract can then allocate these payments to the participants involved with the project. This process doesn’t involve any third parties. This means that is extremely cost effective and not vulnerable to fraud.

Nollycoin Token Sale

Nollycoin is being offered in a public token sale. This token sale will be divided into five phases. The key details of the token sale include:

Exchange rate: 1 Nolly is equal to 0.000025 ETH
Soft cap for token sale: 2000 ETH
Hard cap for token sale: 6000 ETH
Total token supply: 500 million Nolly
Total number of tokens offered in token sale: 350 million Nolly
Token sale phase one (Pre-ICO): Match 2018
Token sale phase two to five: April 2018 lasting one week per phase

Read more:

Nollycoin website: https://nollycoin.com/

Nollycoin whitepaper: https://nollycoin.com/wp-content/uploads/2018/03/Nollycoin-White-Paper.pdf

Nollycoin Facebook: https://www.facebook.com/nollycoin/

Nollycoin Twitter: https://twitter.com/nollycoin

Nollycoin Instagram: https://www.instagram.com/nollycoin/

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JoyToken Delivers Innovative Online Gambling Ecosystem Built On The Blockchain

The online gambling market is challenging for smaller games developers.

Developing a hit game can take a long period of time. And when that game is developed there is no certainty that it will be approved by regulators. Even worse, the revenues that developers earn is often small once the big gambling websites take their cur.

For players this means that fun and innovative games may never be made available. It also acts as a throttle on the growth of the online gaming industry.

And development is not the only issue the online gaming industry faces. Players have no way of knowing whether the games that they are playing are fair. They have to trust that they are not being defrauded. Unfortunately there have been many examples which show that this is wishful thinking.

But as they say “in problem, opportunities can be found”.

That’s the thinking of the innovative online gambling startup JoyToken.

JoyToken has looked at each of these problems and created an innovative solution.

If applied successfully it could create a more lucrative environment for developers and a more fair one for players.

Here’s how it works

JoyToken provides a framework which developers can use to create games. This framework uses smart contracts and blockchain technology.

Every event that occurs within the game is transacted using the smart contracts and recorded on the blockchain. This means that players are able to verify that the outcome from the game that they have played is fair.

Developers can leverage the network to make it easier for their games to be approved. Any game that is developed using JoyToken will be legal in the areas that JoyToken operates.

Joy Token

JOY Token Sale

JoyToken is also provided its own payment system using JOY tokens. This will again make it easier for small developers to monetise their games.

JOY tokens are being offered to the public in a token sale which will last from 20th of March to 19 of April 2018. You can find more information about the JOY token sale here:

JoyToken Website: https://joytoken.io/

JoyToken Whitepaper: https://joytoken.io/white-paper.html

JoyToken Bitcointalk: https://bitcointalk.org/index.php?action=profile;u=1343129

JoyToken Twitter: https://twitter.com/JoyToken

JoyToken Facebook:  https://www.facebook.com/JoyToken.io/

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An Overview Of The Synthestech Token Generation Event

Synthestech is an innovative new startup which wants to transform the way the process of transmutation of chemical elements into valuable isotopes and precious metals.

If successfully applied commercially it would offer a much way of transmuting less valuable chemical elements into precious metals. It would also pose much lower environmental dangers than the current high energy process that is being used. The process by which this would be done is called Low Energy Nuclear Reaction (LENR). Here we will look at LENR in a bit more detail and explain how investors can participate in its success through the Synthestech token generation event.

High Energy Nuclear Reactions

One of the most effective methods for the transmutation of chemical elements into precious metals and isotopes is High Energy Nuclear Reactions. This is a technology use by the nuclear industry which splits the atoms. The actual application of this method is uncommon however due to the high cost. In fact costs can range upwards fro $10,000 per gram for a finished product.

Which bring us to Low Energy Nuclear Reactions

A Little Background To Low Energy Nuclear Reactions

Most of the research that was being conducted into LENR was focused on generating energy. The idea of using this same technology for the transmutation for chemical elements was outside the remit of this research.

One of the first successful examples of the application of the technology for chemical transmutation was in 2004 being conducted by the researcher Domenico Cirillo. Cirillo showed that through the transmutation of metal at low energy within a confined plasma of water he was able to obtain osmium, gold and rhenium in microscopic amounts from tungsten.

Synthestech Token Sale

The Synthestech Token Generation Event

The Synthestech Token Generation Event (TGE) will last from March 19th until May 13th 2018. In total up to 18 million STT tokens will be distributed during the TGE. By holding STT tokens the holders will be eligible for 38% of the profits that are made.

You can learn more about the STT TGE by visiting:

Website: https://ico.synthestech.com/

Twitter: https://twitter.com/Synthestech

Facebook : https://www.facebook.com/synthestech

Telegram: https://t.me/synthestech

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CryptoTask Token Sale: Everything You Need To Know About Decentralised Freelancing Platform CryptoTask

In a study titled “Freelancing in America:2016” it was revealed that 35% of the total US workforce designated themselves as freelancers. As freelancing becomes ever more prevalent it is important that system that those freelancers work in is fair. Centralised freelancing websites have had a tendency to favor the employer when disputes occur. That could change thanks to a new blockchain enabled platform called CryptoTask.

What is Cryptotask?

It is a platform that is based on the Blockchain technology. The developers have brought in a decentralized task market that disrupts the present freelancing systems. It has a voting system that comprises of 2 stages, including a hidden “commit” stage.

This is a transparent technology avoiding problems of any type of manipulation. The use of the Blockchain technology ensures that there is very high efficiency, and lower fees for users. In addition, there is no type of censorship or any limits.  This platform includes clients, reviewers and freelancers and is aimed at supporting a large community.

CryptoTask

What is its Token Symbol?

The token is displayed by the symbol CTF.

How Many Tokens Will Be Distributed?

A total number of 11,000,000 tokens will be distributed among investors. These are ERC-20 compliant tokens and are a utility token.

What is the exchange rate for Cryptotask?

1 CTF can be exchanged for 0.001 ETH. Or, 1000 CTF tokens can be purchased for 1 ETH.

Is there a hard cap for the token sale?

The hard cap for the token has been determined to be 10,000 ETH.

Is there a presale for Cryptotask?

Yes, Cryptotask is offered on a presale.

What are the dates for presale?

The presale starts on February 3, 2018 and ends on February 23, 2018.

Are there any bonuses for the presale?

Yes, bonuses are offered for the presale.

How will the funds raised in Cryptotask be used?

50% would be allocated for Development, 30% for Marketing, 10% for Advisors, 5% for Legal and 5% for Reserve. The funds are released in 3 stages, with a 6-month interval between each fund release. A voting system is used to assist investors and getting a refund if the development team does not offer it.

CryptoTask Token

Who is the team behind Cryptotask?

Its team includes Klemo Vladimir, PHD, Ivan Nanut, MBA and Vedran Kajic, PHD. Its advisory team comprises of Crypto Enthusiast, ICO investor and Trader Aco Momcilovic and Researcher and Blockchain / Cryptocurrency advisor Tali Rezun.

Where can you find more information about Cryptotask?

Complete information about the ICO is available at https://www.cryptotask.org. Here you can find out about the process, features, team, advisors, ICO plan and more.

You can also find out latest information about the ICO on their social media channels including Facebook, ANN Thread, Twitter, Bounty, Telegram and GitHub.

Facebook: https://www.facebook.com/cryptotask/

Twitter: https://twitter.com/cryptotask_2017

Github: https://github.com/vkajic/cryptotask

Ann Thread: https://bitcointalk.org/index.php?topic=2258743.0

Telegram: https://t.me/joinchat/GPMFtQ8F2bgS1zc2M6qEjg

 

Cultural Places Provides The Culture Industry With Cutting Edge Crypto Tools

It estimated that ticketing companies charge on average 12 – 15% of the total ticket price, with some charging up to 30%.

For cultural institutions and event organisers those are vital funds that they missed out on. This is particularly true of many second tier cultural institutions which are often working with very tight budgets.

Cultural Places wants to change this by provided a more cost effective way for cultural institutes and events to offer tickets to their customers.

Using a decentralised platform built on the blockchain Cultural places would provide a ticketing platform which lets these institutions and event organisers keep more of the sales from tickets. At the same time they will be able to offer tickets at less expensive prices by saving on the ticketing company cut.

This is in fact only one of the unique offerings from Cultural Places. Cultural Places is providing a complete ecosystem for the cultural industry.

Along with ticketing, Cultural institutions and organisers will be able to use the platform in order to crowdfund from patrons and other supporters.

Through the Cultural Places apps, they will be able to deliver rich multimedia content to enhance their visitors experience.

Read on to find out more about Cultural Places and their upcoming Initial Coin Offering (ICO).

Cultural Places App

Cultural Places already have an app available through for both iOS and Android. This app provides digital content for their partner cultural organisations. Some of the content includes multimedia guides and audio tours. Other functions include smart mapping and the ability for users to add their favourite sites and receive smart recommendations.

Micro Crowdfunding

What makes the Cultural Places crowdfunding platform unique is that it will enable users to donate while they are walking through an tour. On this tour they can encounter specific projects that need more funding, and then will be offered the opportunity to contribute if they wish to do so.

Team Behind Cultural Places

The team behind the Cultural Places project is the Austrian company OROUNDO Mobile GmBH. OROUNDA works in the field of providing interactive environments for monuments, sights and institutes of cultural importance and delivering multimedia content via mobile devices.

The company was founded in Vienna in 2014 by Patrick Tomelitsch and Klaus Windisch. Over the past three years the company has been working on various projects for art institutions, cultural events and museums. Over the past two years OROUNDA has developed 50 projects in a range of European countries.

Royalty Program

In order to incentivise the cultural community, Cultural Places has a royalty program which will see them receive 1% of all spending. Each of the partner institutions will receive Cultural Coins, the percentage of which will depend on the size of their turnover. The goal of this is to help motive these cultural institutions to actively promote Cultural Places.

Cultural Places

Cultural Coin ICO Key Facts

Type of Token: ERC20 compliant token created on Ethereum blockchain
Total Supply: 1.5 billion Cultural Coins
Number of Tokens Offered in ICO: 60% of total supply
Soft Cap: €2 million
Hard Cap: €19.7 million
Price of Token: Ranges from €0.015 – 0.024 per Cultural Coin

Further Reading:

Cultural Places Website: https://www.culturalplaces.com

Cultural Places Whitepaper: https://www.culturalplaces.com/wp-content/uploads/pdfs/CulturalPlaces_Whitepaper.pdf?x14524

Cultural Places Twitter: https://twitter.com/CPtweetOROUNDO

Cultural Places Facebook: https://www.facebook.com/Cultural.Places/

Cultural Places Bitcointalk ANN: https://bitcointalk.org/index.php?topic=3080625.msg31770713#msg31770713

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Fairgrounds ICO Provides Profit Sharing In Crypto Raffle

Ever dreamed of having a stake in a winning lottery?

Well thanks to a new Ethereum based platform for games of chance called Fairgrounds, that could soon be a real possibility.

Here’s how it works…

Profit Sharing With Fairgrounds Token

Each of the Fairgrounds game has a small but consistent advantage to the house. The funds that are gained from this house advantage will be transferred to a profit sharing contract.

The smart ground then allocates the funds that are collected in the contract to owners of the Fairgrounds Token.

Fairgrounds Token holders will be able to withdraw their profit share any time during the month. If they do not withdraw the funds, then they are rolled over to the next months distribution. All of this can be done through the Fairgrounds website.

Organic Growth Through Referrals

The Fairground platform has a referral system which rewards not only the people who make the referral, but those who are referred as well.

How it works is that users each have their own unique referral link. They can then pass this referral link onto to friends and family. If that person they refers then plays a Fairgrounds game that person receives a 10% bonus.

What’s more the user that made the original referral also receives a 10% bonus. As a consequence there is a strong incentive to refer other players to the network.

Fairgrounds Token Sale

Fairground Tokens are being offered in a token sale from February 7th 2018 to April 11th 2018.

The initial price of the Fairgrounds Token (FGD) will be set at 1 ETH is equal to 10,000 FGD.

Each week the exchange rate falls, so in week two the exchange rate is 1 ETH equals 9,000 FGD. In week three 1 ETH equals 8,000 FGD.

As a consequence there is a strong incentive to contribute to the token sale earlier on. In total 50 million FGD tokens will be made available for sale.

You can participate in the FGD token sale by visiting:

Fairgrounds Website: https://fairgrounds.bet/#/tokensale
Fairgrounds Whitepaper: https://fairgrounds.bet/files/fairgrounds_whitepaper_0.9.5.pdf
Fairgrounds Profit Sharing: https://fairgrounds.bet/#/profit

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